Best Investment Options In India

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There are a lot of factors that an investor considers before making an investment. However, the main objective of any investor is to grow their money overtime. Whether the investment is safe or a risky one, the main aim of the investment is to earn a return on the investment within a selected time frame. Similarly, the best investment possible is to find the investment option that has the least amount of risk involved in it and can generate the highest amount of return in the shortest time possible. Generally, in any type of investment the risk and returns are directly proportional to each other. Therefore, the higher the risk, the higher would be the possible returns on your investment. Banks in India provide various safe and secure investment schemes in which you can invest your money.

List of Investments

There are certain investment options available in India where you can invest and grow your money. Some of the investment options are as follows:


Gold is the most popular form of investment throughout the country. Whether you are educated or not or even if you do not have a high amount of money to invest. You can still invest in gold in any form. There are various forms of gold investment like gold coins, jewellery, bonds, etc. Gold jewellery is very common amongst Indian women as it is considered as a symbol of wealth and prosperity. Indian men, on the other hand, prefer Gold coins and bars as they can store it easily as an investment and can simply sell them when their price increases.

Equity Market

When it comes to investing in the equity market, it is important to understand that this type of investment would involve a lot of risk. Therefore, you should invest in such types of investment schemes only if you have high risk tolerance. Also, it is advisable to invest in such investment options when you have the adequate knowledge about this particular option. 

Mutual Funds

Mutual Funds, on the other hand, are secured options as compared to the stock market. However, there are still no guaranteed returns on this type of investment. The returns are on the basis of market performance. Furthermore, there are two types of mutual funds that are Equity Mutual Funds and Debt Mutual Funds respectively.

Fixed Deposits

Fixed Deposits are secured forms of investments. However, the returns on this type of investments are very low as compared to other investment options in the market. Therefore, if you have a low risk appetite then it is advisable for you to invest your money in such an option. Moreover, if you are looking for long term investment plans then you can invest in a fixed deposit and multiply your investment.

Real Estate

Real estate is one of the most popular forms of investment in India. However, the amount of money that you will require to begin your investment journey is much higher in this form of investment. In such an investment option, you buy an asset and hold it for some time and then again sell it at a much higher price. The risk involved in this investment is low as the property rates tend to increase over the period of your investment.

These are some of the common forms of investments available in India. However, it is advisable to begin your investment journey only when you have adequate funds and knowledge required for that particular investment option. Moreover, if your risk appetite is very low then you can deposit your money in your savings bank account and earn interest. However, you should compare all the saving account interest rate of all the major banks in the country before you decide to open a new savings bank account.


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